Mental Health Therapy Pricing & Insurance in Phoenix, AZ
Pricing & Insurance · MHCAQuality mental health care that fits your coverage and your budget.
We’re in-network with most major insurance plans and offer transparent private-pay rates for everything else. Not sure what your plan covers? We’ll verify your benefits for free — usually within one business day.
Insurance plans we welcome
We’re currently in-network with the carriers and programs below. If you don’t see your plan, give us a call — we may still be able to bill out-of-network or provide a superbill for reimbursement.
Private-pay rates
Our private-pay fees vary by service type, session length, and clinician credential. Here’s a quick overview — we’ll always confirm the exact price before your first appointment.
Counseling & therapy
Individual, couples, and family therapy. Final fee depends on session length (30–90 min) and clinician credential (Doctoral Trainee, Master’s-level, or Doctoral-level).
Psychiatric & functional psychiatry care
Psychiatric intake, ongoing medication management, and extended med-management visits. Includes functional psychiatry visits that integrate root-cause assessment with conventional psychiatric care.
Psychological, Autism & ADHD testing
Comprehensive evaluations including ADHD, autism, psychoeducational, and combined testing. Pricing is per full evaluation, not per visit.
Neurofeedback
Sold as a package of 20 sessions for $1,500. An initial 80-minute intake is $195.
Ketamine-Assisted Psychotherapy (KAP)
Sessions combine psychotherapy with ketamine treatment under clinician supervision.
TMS (Transcranial Magnetic Stimulation)
ONE-D protocol: 20 sessions in a single day, self-pay (most popular). Standard 36-session course over 6–9 weeks is typically insurance-covered — we’ll verify benefits. Learn more about TMS.
Intensive Outpatient Program (IOP)
Daily individual sessions and structured group programming for clients who need more support than weekly or monthly therapy. Learn more about IOP or call us — we’ll verify insurance benefits and discuss self-pay options.
Financing & financial assistance
Cost should never be the only barrier to care. We offer a few ways to make treatment accessible:
- Sliding-scale by clinician credential — counseling fees range based on provider type, so you can choose a clinician at a price that works for you.
- Financing options — we partner with healthcare financing providers so you can spread payments out over time. Ask our intake team about current options and how to apply.
- HSA / FSA — mental health care is an eligible expense; we provide receipts and superbills for reimbursement.
Services not covered by insurance
Some of the services we offer go beyond what insurance plans are willing to cover. Insurance companies classify these as concierge elected services.
- Wellness therapies — red-light, cold, heat, and hyperbaric oxygen therapy. Available as daily access through the Concierge Wellness Membership.
- Neurofeedback — private-pay only; sold per session or as a 20-session package (see private-pay rates above).
- Letters & documentation — ESA, FMLA, disability, return-to-work, court, and academic letters.
- Forms completion — insurance, school, employer, or legal forms requiring clinician review. $50–$150 per form.
- Records review & case consultation — review of outside records, case coordination, or expert consultation outside a session.
- Extended sessions — available on request; rates vary.
- Late cancellation / no-show fee — full session fee for cancellations with less than 48 hours’ notice (insurance does not cover this).
Concierge Wellness Membership
Whole-person mental health care, in one monthly subscription. Daily access to our private wellness suite, plus priority clinical care when you need it.
- Red-light, cold, and heat therapy
- Hyperbaric Oxygen Therapy (HBOT)
- Same-day or next-day appointments
- Extended visit times
- Dedicated case management for scheduling and billing
- Holistic, mind-body treatment plans
- Regular treatment reviews with your provider
- Coordination with outside specialists
Frequently asked questions
The questions our front desk hears most. Don’t see yours? Reach out — we’re happy to help.
How do I know if my insurance is in-network?
Send us your insurance card (front and back) through our verify-benefits form, or call us. We’ll check eligibility, copay, deductible, and any prior-authorization requirements — usually within one business day — and walk you through what you’ll owe before your first visit.
What if you’re out-of-network with my plan?
Many PPO plans reimburse a portion of out-of-network care. We can provide a superbill — an itemized receipt — that you submit to your insurance for reimbursement. We’ll help you understand what to expect.
What about my deductible?
If your plan has a deductible, you’ll typically pay the full negotiated rate for visits until the deductible is met, then transition to your copay or coinsurance. Deductibles reset each calendar year. Verifying benefits up front avoids surprises.
Do you offer telehealth?
Yes. Most insurance plans cover telehealth at the same rate as in-person visits. We’ll confirm this when we verify your benefits.
Can I use HSA or FSA funds?
Absolutely. Mental health care is an eligible HSA/FSA expense. We’ll provide receipts and superbills as needed for reimbursement.
What is your cancellation policy?
We ask for at least 48 hours’ notice to cancel or reschedule. Late cancellations and no-shows are charged the full session fee, which insurance does not reimburse.
Do you offer financing or payment plans?
Yes. We partner with healthcare financing providers so you can spread payments over time. Our intake team can walk you through current options and help you apply.
Verify your benefits — no obligation
Send us your info and we’ll get back to you within one business day with exactly what your plan covers, what you’ll pay, and what to expect at your first visit.
The information on this page is for general guidance and does not guarantee coverage. Final benefits and out-of-pocket costs are determined by your insurance carrier.